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  4. Sep. 2012

Capital Markets & IT -lakyara

Financial institutions are under constant pressure to reduce costs, improve operational efficiency, adapt to regulatory changes and grow their business. NRI believes that a combination financial knowledge and information technology are crucial to the industry’s growth and development. Through our lakyara reports, NRI identifies the various capital markets and IT issues impacting our clients and the future of their business.
*Organization names and job titles are current as of the publishing dates

Sep. 2012

Retail Business

Why do consumers switch main banks? Online channel is key to long-term relationships with customers

Sawako Okumi

According to the NRI Questionnaire Survey of 10,000 Consumers, consumers most commonly switch banks in their thirties and sixties.
To become the main bank of more consumers, it is important for major banks to retain customers by effectively utilizing the online channel.

Chinese Capital Markets

China resumes interest rate liberalization

Takeshi Jingu

In the first half of 2012, Chinese financial reform progressed faster than previously anticipated, with a proposed capital account liberalization timeline released in February, the renminbi's trading band widened in April for the first time in five years, and interest rate liberalization resuming in June after an eight-year hiatus.

Corporate IR

Next-generation EDINET and XBRL disclosure of material facts

Chie Mitsui

Japan's FSA plans to initiate XBRL disclosure of material facts that significantly influence investment decisions in addition to financial information that helps investors evaluate companies more efficiently.