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  4. Oct. 2011

Capital Markets & IT -lakyara

Financial institutions are under constant pressure to reduce costs, improve operational efficiency, adapt to regulatory changes and grow their business. NRI believes that a combination financial knowledge and information technology are crucial to the industry’s growth and development. Through our lakyara reports, NRI identifies the various capital markets and IT issues impacting our clients and the future of their business.
*Organization names and job titles are current as of the publishing dates

Oct. 2011

Retail Business

Future retirees face high risk of lower living standards,greater income inequality

Hisashi Kaneko

We quantitatively modeled the post retirement standard of living of future retirees reaching age 60 in 2039. We found that, absent robust economic conditions in the interim, most households headed by members of this birth cohort will have a lower post retirement standard of living than today's retirees. Additionally, economic inequality among retiree households is likely to be even greater in 30 years than today.

Chinese Capital Markets

Chinese commodity futures markets' promising future

In 2010, China was the world's top-ranked commodity derivatives market by trading volume, although volume has since decreased drastically in response to a series of guidelines issued in November 2010 by the State Council in the aim of curbing frenzied speculation. Nonetheless, the recent authorization of investment advisory services and ongoing discussions about legalizing CTA and offshore brokerage services hold promise for the market.