Financial institutions are under constant pressure to reduce costs, improve operational efficiency, adapt to regulatory changes and grow their business. NRI believes that a combination financial knowledge and information technology are crucial to the industry’s growth and development. Through our lakyara reports, NRI identifies the various capital markets and IT issues impacting our clients and the future of their business.
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Pension schemes, a key component of income security systems to ensure an adequate standard of living for retirees, take various forms in different countries. Major societal differences among countries have made it difficult to comparatively evaluate pension schemes in different countries. A new global pension index, discussed below, was recently developed in Australia to compare pension systems internationally.
Electronic money is gaining prevalence as a means of payment. With e-money ownership and usage rising in Japan's five largest metropolitan areas, the keys to further growth in usage are capturing women users and pairing e-money with other types of cards.