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  4. Jul. 2008

Capital Markets & IT -lakyara

Financial institutions are under constant pressure to reduce costs, improve operational efficiency, adapt to regulatory changes and grow their business. NRI believes that a combination financial knowledge and information technology are crucial to the industry’s growth and development. Through our lakyara reports, NRI identifies the various capital markets and IT issues impacting our clients and the future of their business.
*Organization names and job titles are current as of the publishing dates

Jul. 2008

Retail Business

DC Pension Participants' Investment Returns are Cause for Concern

Hisashi Kaneko

We estimated DC pension plans' overall expected rate of return and, corroborating widespread concerns, found that roughly half of DC plan participants are virtually assured of under-performing the average assumed rate of return. We advocate in-depth analysis of participants' behaviors for the sake of DC pension plans' future development.