Financial institutions are under constant pressure to reduce costs, improve operational efficiency, adapt to regulatory changes and grow their business. NRI believes that a combination financial knowledge and information technology are crucial to the industry’s growth and development. Through our lakyara reports, NRI identifies the various capital markets and IT issues impacting our clients and the future of their business.
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Time deposits held by households rose by 6.6 trillion yen in FY06, according to flow-of-funds data released by the Bank of Japan on June 15. But we interpret this as an acceleration, and not a reversal, of the shift "from savings to investment."