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Regional Banks Compete for Home Loans

Feb. 2007

by Kiyoto Shimba

Competition among financial institutions for home loans has increased since banks realized that they were more stable assets than commercial loans. Competition has now expanded from price to product design, and success requires a variety of skills. A key question now is how regional financial institutions will overcome their lack of resources relative to the megabanks.

*Organization names and job titles are current as of the publishing dates

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Kiyoto Shimba

Senior Researcher,
Investment Information Systems Business Department

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