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  4. Feb. 2007

Capital Markets & IT -lakyara

Financial institutions are under constant pressure to reduce costs, improve operational efficiency, adapt to regulatory changes and grow their business. NRI believes that a combination financial knowledge and information technology are crucial to the industry’s growth and development. Through our lakyara reports, NRI identifies the various capital markets and IT issues impacting our clients and the future of their business.
*Organization names and job titles are current as of the publishing dates

Feb. 2007

Capital Markets

Regional Banks Compete for Home Loans

Kiyoto Shimba

Competition among financial institutions for home loans has increased since banks realized that they were more stable assets than commercial loans. Competition has now expanded from price to product design, and success requires a variety of skills. A key question now is how regional financial institutions will overcome their lack of resources relative to the megabanks.