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  4. Apr. 2006

Capital Markets & IT -lakyara

Financial institutions are under constant pressure to reduce costs, improve operational efficiency, adapt to regulatory changes and grow their business. NRI believes that a combination financial knowledge and information technology are crucial to the industry’s growth and development. Through our lakyara reports, NRI identifies the various capital markets and IT issues impacting our clients and the future of their business.
*Organization names and job titles are current as of the publishing dates

Apr. 2006

For Management at Financial Firms

Impact of Rising Interest Rates on Bank Spreads

Many analysts have argued that prospective increases in short-term interest rates will enhance banks’ loan-to-deposit spreads. But a number of other issues must be taken into account. Depending on how depositors react, for example, higher rates may have unexpected results for banks.